Medicare decisions don't have to be overwhelming.
Medicare isn't one-size-fits-all. Turning 65 doesn't necessarily mean everyone should make the same decisions at the same time. Your current employment, employer coverage, spouse's coverage, prescription needs, doctors, budget and retirement plans can all affect what makes sense for you.
That's where RMS Insurance can help. We'll start by understanding your situation and helping you determine what—if anything—you need to do as you approach Medicare eligibility.
We'll start with the questions that matter.
Your Medicare decisions can depend on several factors, including how you're currently insured, whether you or your spouse are still working, and what other health coverage you may have.
Some of the questions we'll discuss include:
- Are you or your spouse still working?
- Are you covered by an employer health plan?
- How many employees does the employer have?
- Is your coverage through COBRA or a retiree plan?
- Are you contributing to a Health Savings Account (HSA)?
- Are you already receiving Social Security benefits?
- Do you have VA or other health coverage?
- Which doctors and prescriptions are important to you?
Once we understand your situation, we can help you make sense of your next steps and, when appropriate, compare Medicare coverage options based on your individual needs.
Personal guidance. No pressure. RMS Insurance helps people understand Medicare and evaluate their coverage choices. There is no additional cost to you for our assistance.
